Property118 Incorporation and Mortgages: Financing When You Move to a Company Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring for succession planning, creating refinancing flexibility, or managing long-term liabilities. While incorporation can deliver commercial benefits, the mortgage implications... Read more

Property118 Could Section 24 be extended to Limited Companies? The fear landlords cannot shake Section 24 left a scar on the private rented sector that has never fully healed. It arrived fast. It arrived without consultation. It arrived in a way that many landlords still describe as a betrayal. The... Read more

Property118 The asbestos surprise that left a landlord liable What started as a routine maintenance job quickly escalated. Contractors repairing a ceiling identified asbestos insulation board. Work stopped immediately, and the property was deemed unsafe until a licensed removal team could be brought in. The landlord had not carried out... Read more

Property118 Landlords face lengthy court delays ahead of Section 21 abolition Landlords continue to wait weeks to gain court hearings to regain possession, as the Renters’ Rights Act could trigger an avalanche of claims. Under the current Section 21 route, landlords can repossess a property without the need for a... Read more

Property118 Autumn Budget tax hikes set to raise rents for renters Increased costs for landlords in the Autumn Budget will push rents higher for tenants, claims mortgage lender. A poll by mortgage lender Together suggests Chancellor Rachel Reeves’ decision to raise tax rates on dividends, property, and savings income by... Read more

Property118 Landlord exodus and rent controls drive rising rents across Scotland Rents continue to rise in Scotland as the Scottish Association of Landlords (SAL) warned this was inevitable due to landlords leaving the sector and anti-investment rhetoric. According to new data from the Scottish government, rents have climbed across property... Read more

Property118 Rent arrears drop but landlords tighten referencing checks Despite rental arrears falling, tenants may face stricter referencing checks ahead of the Renters’ Rights Act. Data by Reposit reveals the value of rent arrears has fallen for the third consecutive quarter of 2025, at £1,824 in Q3 25 The post... Read more

Property118 Landlords face crackdown under Renters’ Rights Act as councils gain powers to issue hefty fines The government has warned landlords they could face fines of up to £40,000 under the Renters’ Rights Act. The government has issued guidance for landlords on what constitutes an offence, with £40,000 penalties for... Read more

Property118 Practicalities of the Mansion Tax? I can’t get my head around how this Mansion Tax can ever work in practice. HMRC can surely only work with agreed valuations from the District Valuer, not the likes of Rightmove / Zoopla. If there is no surcharge council tax payable at £1.999m... Read more

Property118 The Toast to Grandad on His 90th Birthday Chapter 5 … The candles flicker against the glasses. Laughter fills the room. Grandad sits at the head of the table, surrounded by his family, four generations, one story. The roast has long been finished, the plates pushed aside The post... Read more

Property118 Free MTD webinar for landlords: live briefing and Q&A Making Tax Digital for landlords is getting closer, and many landlords tell me they still feel uncertain about what will actually change in practice. The worry is not technology. It is the fear of making mistakes The post Free MTD... Read more

Property118 “Get me out before the New Year!” – We will sell your properties for 90% market value in 28 days  The Renters’ Rights Act is just six months away from being “fully operational,” and if you’re a landlord thinking of selling before it comes into action, you’re not alone.... Read more

Property118 The legionella neglect that put a landlord under HSE spotlight The rental had an ageing hot water system, but the landlord never considered legionella risk. When a tenant complained of recurring health issues, the council investigated and referred the case to the Health and Safety Executive (HSE). The landlord... Read more

Property118 Should you sell with tenants in place? A practical strategy many landlords overlook Many landlords assume that selling a property means obtaining vacant possession and listing it on the open market. This belief is so widespread that it is rarely questioned. The assumption feels natural because estate agents, lenders... Read more

Property118 Rent increase rules for landlords under the Renters’ Rights Act The government has issued guidance on how rent increases will work under the Renters’ Rights Act. Tenants will be able to challenge rises in court, and Tribunals can defer increases by up to two months in cases of hardship.... Read more

Property118 Can I evict a tenant from a 2004 tenancy without a protected deposit? I have had a tenant since Oct 2004. I gave him Section 9 notice to quit, which expired 30th Sept 2025. I have allowed him extra time to find a home, mainly as he can only... Read more